Building a Better Mississippi

Builders Risk Program

The Home Builders Association of Mississippi is proud to promote a builders risk program that is saving members thousands of dollars.  The HBAM Builders Risk Program is an exclusive benefit for members of the Association.  Builders that are taking advantage of this program are saving thousands of dollars.  If you would like to join other builders in the state of Mississippi having a lowest-cost builders risk, contact us at 1-855-442-2467.  Click here to visit their website

Builders Risk Program
Lower Your Premiums     
Improve Your Coverage     
Support Your HBA

Program Highlights
Builder must be an HBA member in good standing.
Coverage may be purchased through appointed agencies, which are also members of HBA.
Available for new construction and remodelers.
Annual policy with a monthly reporting form.
Coverage may be re-reported, as long as:

     • Builder owns property or have insurable interest
     • Construction is not completed.
     • Property is not occupied

HBA Program
Program carrier is AM Best rated:  A (Excellent)
Financial Strength:  IX (@250 to $500 million)
Outlook:  Stable (as of 9/12/2012)
Endorsed and available in:

          • Alabama (HBAA)
          • Louisiana (LHBA)
          • Mississippi (HBAM)