What is HBAM Health Benefits Plus?
The Home Builders Association of Mississippi (HBAM) Health Benefits Plus is a health insurance program offered exclusively by the Association to its members. The program gives the HBAM member the opportunity to receive a dividend, and also the flexibility of choosing your own individual plan.
How does the program work?
The Home Builders Association of Mississippi has created its own Supervising General Agency (SGA), and it will be owned by the Association members participating in the Health Benefits Plus program. The Association has partnered with one of Mississippi's premier health insurance agencies, Mississippi Group Marketing, to offer the health insurance and benefits through your SGA.
The SGA will manage the program at the lowest possible cost, and as a participant in the Health Benefits Plus program you will share in the profits of the SGA.
Money back from your member owned SGA?
Money will be paid out at the end of the year based on the number of employees participating, length of time in the program (pro-rated dividends for members not participating the entire year.), level of participation in the program (dividends will be paid on a pro-rate share based on the level of participation by the HBAM members.
Why should I participate?
There is absolutely no risk to the SGA participant.
Keep your same health plan you have now, or have our benefits specialist design a plan for you.
Remember this will be owned by you and dividends will be paid back to you with an annual check.
For further questions and a no-obligation proposal, contact Alan Tanguay at Mississippi Group Marketing, P.A. at (800) 554-8492 or visit their website at www.mgmins.net.
DENTAL AND VISION
Dental and Vision coverage is available for Association members who are Individuals, Small Employers and/or Senior Citizens.
To learn more about these plans, please visit www.hbamdental.com.